What you can build on FINIPE
Quickstart
Production-shape sandbox in 6 lines of code.
quickstart.js// 1. Get a sandbox key in 30 seconds — no card, no waitlist
const res = await fetch('https://api.finipe.com/api/v1/sandbox/keys', {
method: 'POST',
headers: { 'Content-Type': 'application/json' },
body: JSON.stringify({ email: 'you@yourdomain.com' })
})
const { sandboxKey } = await res.json()
// 2. Make any provider call from any category — same shape
await fetch('https://api.finipe.com/api/v1/lending/applications', {
method: 'POST',
headers: {
Authorization: `Bearer ${sandboxKey}`,
'X-Tenant-Id': 'tenant_test_42'
},
body: JSON.stringify({
borrower: { pan: 'AAAPL1234C', amount_paise: 5_00_000_00 },
product_id: 'personal-loan-aggregator'
})
})
// → returns sanction letter via Urban Money / Ruloans / Andromeda router.Categories
Six categories. One API surface.
Every provider in a category shares the same request/response shape — swap providers without rewriting code.
Banking + Payments
Account opening (5 banks), UPI collect/pay, payouts, virtual accounts. NPCI-rail-native.
Learn moreBBPS + Bills
Electricity, gas, water, FASTag, DTH, broadband. Bill fetch + bill pay via Bill Avenue + IndiaBillPay.
Learn moreAEPS + DMT
Aadhaar-based withdrawal, balance inquiry, domestic money transfer. FingPay-routed.
Learn moreLending Aggregators
Personal, home, business, gold loans. Routed across Urban Money, Ruloans, Andromeda by best-rate.
Learn moreKYC + Compliance
PAN, Aadhaar, GSTIN, video-KYC, OCR. CKYC central lookup. DigiLocker integration.
Learn moreCommunications
WhatsApp Business API (Meta direct), SMS (DLT-compliant), email, voice OTP. Templates pre-approved.
Learn moreThree steps
Test → Build → Ship.
Sandbox keys are stateless and reset every 24 hours. Production keys gate on KYB completion only.
- 1
Get a sandbox key
Email + name. No card, no waitlist. Key arrives in 30 seconds. Use immediately.
Free forever
- 2
Build with production-shape responses
Sandbox returns the exact same JSON your prod call will return. Webhooks fire to your test endpoint.
No surprises in prod
- 3
Complete KYB → flip to prod
Submit PAN + GSTIN + bank account. Approval typically <24h. Same code, swap the key prefix.
Live in 24h
Who builds on FINIPE
Agencies, fintechs, and in-house teams.
I built our entire B2B reseller portal in 9 days on FINIPE. AEPS, BBPS, payouts, KYC — one API. Would have been 3 months direct-integrating each.
Sandbox responses match production byte-for-byte. We caught 2 prod-only bugs before going live just by running our test suite against sandbox.
We swapped our lending aggregator from Urban Money to Ruloans by changing one config value. Code untouched. Settlement still landed.
Developer FAQ
The stuff your team will ask.
Talk to engineering
Get a sandbox key + a 30-min architecture call.
Your message goes to the FINIPE engineering team — no BDR queue.
Developer contact
Request sandbox key + architecture call
Sandbox key arrives in your inbox in <60 seconds. Architecture call books to a real engineer.